Mary Henry is enjoying the day by riding around with two friends but everything goes wrong when challenged to a drag race and their car gets forced off of a bridge. The car sinks into the murky depths, and all three women are assumed drowned. Some time later Mary emerges unscathed from the river. She tries to start a new life by becoming a church organist but Mary finds herself haunted by a ghostly figure that instills fear and dread into her.